Welcome to the website for the class action lawsuit known as 37 Besen Parkway, LLC v. John Hancock Life Insurance Company (U.S.A.).

If You Own a Universal Life Insurance Policy with John Hancock, You May Be Eligible for a Payment from a Class Action Settlement. This Settlement does not affect your life insurance policy or death benefit in any way.

A $91.25 million Settlement has been reached in a class action lawsuit that alleged that John Hancock Life Insurance Company (U.S.A.) (“John Hancock”) charged policyholders excessive (1) cost of insurance (“COI”) charges, and (2) costs under an “Age 100 Waiver of Charges Rider.” John Hancock maintains that it did nothing wrong and denies any wrongdoing or liability. The Court has not decided who is right.

As part of the Settlement, Settlement Class Members who did not timely exclude themselves from the Class were eligible to receive payment from the Net Settlement Fund and automatically received a payment when the Settlement was approved.

Your legal rights are affected whether you act or don’t act. Read this website carefully.

Summary of Your Legal Rights and Options in This Settlement
Do Nothing Receive a payment under the Settlement. Give up certain rights to sue.
Ask to be Excluded

The deadline to Exclude yourself was February 4, 2019.

Receive no benefit from the Settlement. This was the only option that allowed you to retain your right to bring any other lawsuit against John Hancock about the claims for the policies in this case.


The deadline to Object to the Settlement was February 4, 2019.

Write to the Court if you do not like the terms of the Settlement.

These rights and options—and the deadlines to exercise them—are explained on this website.